PAY FROM BANK • WITHOUT HOLDING CUSTOMER MONEY
Replace the check.
Keep the bank.
ClearRail is a secure payment-request layer for high-value business invoices. Businesses send a verified request, customers approve a bank payment through a regulated provider, and both sides receive an auditable record.
Open demo dashboardFor customers
No checkbook. No exposing bank credentials to the merchant. Clear recipient, amount, invoice and consent before payment.
For businesses
Lower-cost bank payments, invoice matching, immutable audit events and a clean alternative to mailed checks.
For banks
Potential fee sharing and payment volume while the bank or regulated processor remains responsible for money movement.
Security boundary: this prototype does not collect routing/account numbers, store bank login credentials, hold funds, originate ACH entries, or claim regulatory status.